10 Top Green Finance Companies and Startups to Watch in 2026

Executive Summary: Which are the Top 10 Green Finance Companies & Startups to Watch?

1. GreenMe App (UAE): Offers a fintech platform that automates green financing frameworks, expediting approvals and lowering ESG and credit risks.
2. ClimateKick (USA): Provides a blockchain-based platform that tokenizes green assets, making renewable energy investments more accessible and liquid.
3. Homaio (France): Enables individual investors to access compliance carbon markets through tradable, bond-backed climate investment instruments.
4. GLaaS (Australia): Delivers a Green Lending as a Service (GLaaS) platform with automated onboarding, underwriting, ESG compliance, and reporting.
5. Everpesa Technologies (Uganda): Combines mobile banking with a P2P platform that channels funds into green investment opportunities and sustainable projects.
6. BuildQ (USA): Uses AI to streamline clean energy project financing by automating due diligence, documentation, and risk assessments.
7. SOLARSPLIT (Switzerland): Connects investors, property owners, and installers through an integrated solar energy investment and monitoring platform.
8. CarbonSmart (Turkey): Provides automated carbon accounting software that tracks emissions across scope 1–3 with real-time compliance and analytics.
9. Symbiose Management (France): Offers a forest management platform that generates carbon and biodiversity credits using satellite and AI insights.
10. Joule (USA): Provides property data assessments to enable green financing, energy intelligence, and home decarbonization pathways.

Global Startup Heat Map highlights Emerging Green Finance Companies to Watch

Through the Big Data & Artificial Intelligence (AI)-powered StartUs Insights Discovery Platform, covering over 7M+ startups, 20K+ technology trends, plus 150M+ patents, news articles & market reports, we identified the top green finance startups.

The Global Startup Heat Map below highlights emerging green finance solutions you should watch in 2026, as well as the geo-distribution of the 2100+ green finance startups & scaleups we analyzed for this research.

According to our data, we observe high startup activity in Western Europe and the USA, followed by India. The top 5 Green Finance Startup Hubs are London, New York City, Singapore, Dubai, and Berlin.

Meet the Emerging Green Finance Companies & Startups to Watch in 2026

We hand-picked startups to showcase in this report by filtering for their technology, founding year, location, funding, and other metrics. These emerging green finance startups work on solutions advancing green lending as a service, green asset tokenization, climate investment platforms, clean energy financing, and much more.

1. GreenMe App – Green Financing Framework Automation

• Founding Year: 2023
• Location: Abu Dhabi, UAE

UAE-based startup GreenMe App offers a fintech platform that automates green financing frameworks for project developers, banks, and contractors. The platform features tendering and energy auditing carried out by financial institutions, energy service companies (ESCOs), and asset owners. It shortens the banking process involved in delivering sustainable financing products.

It also offers contractors access to a large pipeline of planned projects. The tenders take place directly on the platform, where contractors submit their best offers in an easy and timely manner through automated bidding.

The startup facilitates green financing arrangements on an end-to-end basis, from transaction identification to implementation, long-term financing, operation, and maintenance. GreenMe App expedites green finance approvals to ensure easier access to debt and equity while lowering ESG and credit risks.

2. ClimateKick – Green Asset Tokenization

• Founding Year: 2023
• Location: New York City, New York, USA

US-based startup ClimateKick offers a Green Asset Tokenization platform that enables investors to access and invest in green assets such as renewable energy projects. The platform facilitates the creation of digital tokens that represent ownership in these assets. It utilises blockchain technology to make traditionally illiquid assets more accessible, liquid, and available to a wider range of investors.

It aids investors to diversify portfolios with green assets, monitor holdings in real time, and contribute to sustainability while benefiting from financial opportunities. The Sustainability Performance dashboard allows investors to track and evaluate both the financial and environmental performance of their investments based on global green taxonomies. It provides real-time data, KPIs, and insights into the sustainability outcomes of the projects financed.

3. Homaio – Climate Investment Platform

• Founding Year: 2023
• Location: Paris, France

French startup Homaio’s climate investment platform enables individual investors to directly access compliance carbon markets. It facilitates participation by issuing bonds supported by a regulated financial structure.

The platform tracks real-time financial returns alongside decarbonization performance while issuing physically backed instruments. Its technology uses compliance carbon allowances as the underlying assets, converting them into transparent and tradable bonds. It also integrates market intelligence and professional research into its dashboard to support investor decision-making.

Homaio simplifies the discovery of investment opportunities that combine beneficial financial performance with tangible impact on decarbonization pathways.

4. GLaaS – Green Lending as a Service

• Founding Year: 2024
• Location: Melbourne, Australia

Australian startup GLaaS offers an end-to-end Green Lending as a Service (GLaaS) platform that incorporates the entire green loan stack. It combines onboarding, underwriting, servicing, ESG grading, and reporting into the existing financial infrastructure. The platform utilises modular white-label APIs that allow banks to process loan applications through automated KYC checks, ESG compliance workflows, and project impact analyses.

The platform offers a real-time dashboard to track sustainability ratings across portfolios, automate regulatory reporting, and enable the creation of customizable green loan products. It adds financing for renewable energy and energy efficiency projects into existing systems.

GLaaS benefits banks, neobanks, and other lenders by providing transparency, compliance accuracy, and scalable tools with measurable emission-reduction outcomes.

5. Everpesa Technologies – P2P Green Investment

• Founding Year: 2023
• Location: Kampala, Uganda

Uganda-based startup Everpesa Technologies offers SafariBanking, a banking platform for microfinance institutions and savings and credit cooperatives (SACCOs). The platform includes transaction processing, savings management, loan origination, and account administration. This banking software integrates with existing cooperative workflows, enabling real-time transaction posting, automated loan tracking, and secure member account management.

Everpesa Invest is a P2P investment platform that connects investors with green investment opportunities. It also provides ESG-aware tools to monitor portfolio performance and direct capital toward sustainable projects.

Additionally, Everpesa Mobile expands financial inclusion by allowing underserved communities to access banking services directly through their phones. The startup improves financial access and channels funds into sustainable development initiatives.

Want to Explore 2100+ Green Finance Startups & Scaleups?

6. BuildQ – AI-powered Clean Energy Financing

• Founding Year: 2024
• Location: Palo Alto, California, USA

USA-based startup BuildQ offers an AI-powered clean energy financing platform that simplifies the preparation and closing of project finance-related deals. The system automatically generates a bankable project report by combining models, contracts, permits, and supporting documents into one version-controlled record aligned with lender requirements.

Its platform applies due diligence checklists, API-based integrations, and automation tools to eliminate manual spreadsheets and scattered files. It identifies missing documents, updates project trackers in real time, and uses risk assessment algorithms.

Additionally, it secures data rooms and structures collaboration workflows to support users across the project lifecycle. The platform reduces operational costs, minimizes compliance errors, and shortens transaction timelines.

7. SOLARSPLIT – Solar Energy Investment Solution

• Founding Year: 2023
• Location: Neuchâtel, Switzerland
• Notable News: Won a prize money of CHF 150K at the Prix BCN Innovation 2023 awards

Swiss startup SOLARSPLIT connects investors, property owners, and installers through an integrated solar energy investment platform. It offers SOLARSPLIT Install, SOLARSPLIT Monitoring, and SOLARSPLIT Invest to combine project definition, installer matching, smart energy monitoring, and collective financing.

The platform uses data-driven tools to optimize installation and financing decisions. It allows property owners to define project details via forms, photos, or drone scans. The system generates multiple installer quotes scored through a standardized ranking model.

SOLARSPLIT Monitoring tracks real-time energy usage and connects with home devices through an AI energy assistant. SOLARSPLIT Invest channels funds via crowdfunding, green bank financing, and subsidies with transparent portfolio tracking.

SOLARSPLIT reduces administrative tasks, eases access to solar finance, and improves decision-making through real-time data. It benefits households, installers, and investors by extending financing opportunities and directing capital into measurable and accountable clean energy infrastructure.

8. CarbonSmart – Automated Carbon Accounting

• Founding Year: 2023
• Location: Istanbul, Turkey

Turkish startup CarbonSmart provides an automated carbon accounting solution for businesses managing emissions across scope 1, 2, and 3, with built-in compliance. The solution utilises rapid, algorithm-driven calculations to assess carbon footprints. It connects with enterprise resource planning tools and physical assets to collect real-time data and generate standard-compliant emissions reports.

CarbonSmart’s technology employs machine learning to highlight emissions hotspots, identify reporting errors, and flag abnormal trends. It offers a flexible API that allows companies to customize emissions monitoring for transport routes and supply chains.

The platform boosts data security with enterprise-grade encryption, shortens compliance timelines, and minimizes manual corrections.

9. Symbiose Management – Carbon & Biodiversity Credits

• Founding Year: 2023
• Location: Paris, France

French startup Symbiose Management provides a forest management platform for real-time, high-precision insights into forest ecosystems. The platform utilises satellite radar, LiDAR, hyperspectral imaging, and photogrammetry. It aids with assessing tree counts, species mix, biomass, canopy density, and ecological health, while predicting growth trends and asset valuation.

Symbiose’s technology generates dynamic pricing models for carbon and biodiversity credits, automates risk monitoring for wildfires and pests, and simplifies certification processes. The dashboard connects forest owners, insurers, and asset managers by presenting actionable ecological and financial metrics. It issues instant alerts and offers customised restoration guidance. The platform eliminates the need for manual surveys and enhances ecosystem resilience.

10. Joule – Property Data Assessment for Green Financing

• Founding Year: 2023
• Location: San Francisco, California, USA

US-based startup Joule offers a residential decarbonization platform that provides energy intelligence and ensures green finance for homebuyers, lenders, and inspectors. It connects with current inspection technologies to gather property data for assessment. It produces thorough energy reports quickly that estimate potential savings and open up financing options, rebates, and incentives.

Additionally, it eases equity loan, refinance, and greenhouse acquisition procedures by standardizing underwriting and loan administration operations. Its platform supports collaboration among agents, lenders, and homeowners by delivering actionable recommendations for property upgrades and mapping clear retrofit pathways.

It lowers administrative burden, speeds up the implementation of energy-efficient retrofits, and lowers lender risk. It brings individual energy investments into line with more general climate objectives. It simultaneously increases the affordability and value of real estate by directing funds toward home decarbonization.

Discover All Emerging Green Financing Startups

The green financing solutions showcased in this report are only a small sample of all startups we identified through our data-driven startup scouting approach. Download our free Industry Innovation Reports for a broad overview of the industry or get in touch for quick & exhaustive research on the latest technologies & emerging solutions that will impact your company in 2026!